Open to City employees and their families, the Credit Union offers more than 60 years of experience to its membership of over 500 individuals.

To open a Regular Share Savings Account, deposit a minimum $5 and become a member. The account earns dividends on the entire balance from the day of deposit to the day of withdrawal, credited and compounded quarterly. The current Regular Share rate is 1.75%. Statements are sent out in January and July.

Loans up to $20,000 are protected by life and total disability insurance.
Members may apply for no more than three loans at one time.

Automobile Loan$
New	Used
$0 down 7.5% for 48 to 72 months, or 7.0% for 48 months or less.	8.5% for 60 months on autos 4 years and newer 9.0% for 48 months on autos 5 years or older (*finance value based on Red Book)

Loans $ecured by $avings

• Borrow up to the amount in savings
• Loan term maximum of 60 months
• Loan interest rate: 2% above Regular Share rate (currently 1.75%)
• Continue earning interest on your savings!

$ignature Loans

• Maximum $5,000 for 36 months
• Maximum $2,000 for 24 months
• Maximum $1,000 for 12 months
• Maximum $7,500 with one co-maker for 36 months
• Maximum $10,000 with two co-makers for 48 months
• Loan interest rate: 15%

For more information, contact:

Frank S. Novak, Treasurer: 216-491-1482
Hours: Tuesday/Thursday 3:00-4:30 PM, Friday Noon-2:00 PM

Board of Directors: Sam Orteca (retired), President; Bill Murray (Community Life), Vice President; Don Barnes (Fire); Joe Culek (retired); Gail Little (Finance); Frank Novak (Health); Andy Wyszynski (retired).